New York Car Accident Settlement Calculator
If you were injured in a car accident in New York, here is what makes a New York claim different, plus a free calculator to estimate what your case could be worth.
New York's Fault System
New York follows a no-fault insurance system. New York is a no-fault state: your own PIP coverage pays initial medical bills and lost wages regardless of fault. To pursue a claim against the at-fault driver for pain and suffering, your injury generally must meet the state’s "serious injury" threshold.
Filing Deadline
Generally 3 years from the date of the accident for personal injury claims.
Statutes of limitations change and can have exceptions (claims against government entities, minors, and the discovery rule can all affect your deadline). Verify your exact deadline with a licensed New York attorney — see our statute of limitations guide for more context.
Minimum Insurance Requirements
New York requires Personal Injury Protection (No-Fault) coverage of at least $50,000, plus liability limits commonly cited as $25,000/$50,000 bodily injury and $10,000 property damage.
What Makes New York Different
New York’s "serious injury" threshold is a frequent point of dispute — minor soft-tissue injuries can be harder to pursue against the at-fault driver directly.
Estimate your New York settlement
Answer a few questions about your accident to get a free, instant estimate.
Other States
This page provides general information about New York law and is not legal advice. CarAccidentCalculator.net is not a law firm. See our disclaimer for details.